DThis great humorist once said that old age is not the end of life’s contemplation, but more and more small evils. LoriotThe groan of the taxi, the hesitation before the last step of the stairs, the fact that the sleeve of the second jacket could not be found, and the young ladies rushing to help—all in all—are a compulsion. How real and real! And if you want to add fuel to the fire, then I want to point out that the financial structure of retirement during the period of meager interest rates is really unreasonable. Can I use the example of a “half” millionaire to show you this discovery, he is actually a millionaire and a half millionaire?
The husband is 65 years old and the woman is one year younger.The couple live in a Family, Worth about 600,000 Euros, so by today’s standards, it’s not crazy. The statutory pension is 2,000 Euros per month. If the gentlemen really reach the age of 90 as expected, then the 300-year pension is worth about 425,000 Euros at a discount rate of 3%. Assets are rounded to the nearest 500,000 euros in cash, allowing retirees to turn things around as they please. They are one and a half times as millionaires, because the sum of these three assets is 1.525 million euros.
