Among the four new iPhone 12 models released in the fall of 2020, the iPhone 12 Pro Max is the largest and heaviest choice. It has a long battery life, advanced camera performance, and is the most expensive in the series.
So, if you really want to get one, what type of transaction should you choose? Let’s take a look at the best option…
iPhone 12 Pro Max technology and specifications
iPhone 12 Pro Max is Apple’s high-end smartphone, offering all its latest technologies and highest specifications.
Its Super Retina XDR display is a 6.7-inch OLED panel with a pixel density of 458 pixels per inch (PPI) and a refresh rate of 60Hz. All in all, it produces very clear images, even if not as smooth as some of its 120Hz Android counterparts.
Each of its four camera lenses (three on the back and one on the front) takes pictures at a resolution of 12 megapixels (MP). This looks trivial compared to the 108MP and 50MP lenses from Samsung and other companies, but this is what Apple’s software does for those important megapixels-the produced photos are comparable to those of any other manufacturer.
LiDAR scanning technology can also improve the effect of night shooting and help increase the depth of the photo. In terms of video, the phone allows you to shoot at up to 60 frames per second (FPS) in 4K Ultra HD resolution.
The core of this phone is the Apple A14 Bionic chipset, which is a six-core setup with two 3.1 GHz Firestorm cores and four 1.8 GHz Icestorm cores. Pro Max is equipped with 6GB of memory, and can choose 128GB, 256GB or 512GB of memory.
Speaking of options, this phone is available in silver, graphite, gold or Pacific blue. Each version has an IP68 waterproof and dustproof rating, which means it can be immersed in water up to 6m for 30 minutes.
Its battery is a 3687 mAh battery, and you can quickly charge to 50% in 30 minutes. It can also be charged wirelessly through Apple’s MagSafe accessory.
Pay in advance and get SIM-only transactions
The iPhone 12 Pro Max costs about £1,099, which is not cheap. It pays to study your options carefully.
One of the most cost-effective ways to buy a new phone is to buy the phone directly and enjoy SIM-only discounts.
If you don’t have enough savings to pay for your phone in advance, or you don’t want to use them, you can save money by splitting the cost with a 0% purchase credit card.
This type of plastic will enable you to purchase a mobile phone in advance and then pay in monthly installments with zero interest. Interest-free offers usually last for several months, but it is important to accurately calculate the amount you need to repay each month in order to settle the balance before the end of the 0% transaction.
For example, if you spend £1,099 on a mobile phone and your credit card offers a 0% discount for 20 months, you will need to pay £55 a month to ensure that you pay off the arrears before the 0% window ends and generate interest (1,099 pounds divided by 20).
Please note that if you have an existing iPhone that can be traded in, your phone may get a cheaper deal.
After purchasing a mobile phone, you need to find the most suitable SIM-only transaction. This will provide you with a fixed price monthly allowance for calls, text messages, and data, and it’s usually worth the money.
In addition, many SIM-only transactions are based on a 30-day rolling basis, giving you the opportunity to cancel or change your plan without penalty. Alternatively, you can choose between 12-month and 24-month plans.
You can compare various SIM-only transactions through this link.
Spread the cost through monthly payments
Another option is to choose a “monthly payment” contract, which packs the cost of the mobile phone plus a specified amount of data, text messages, and call time, and pays a fixed monthly fee.
If you decide to follow this route, you need to consider how long you are willing to cooperate. Most monthly contracts are usually between 12 and 24 months, but many iPhone 12 transactions require you to lock in for up to 36 months. Longer contracts usually provide more competitive prices, but less flexibility.
If you need to terminate the contract early, you will need to pay a fine, which may be equivalent to the amount you should have paid when you continue the contract. Be sure to consider this before applying.
You can compare the full range of monthly contract transactions here.
How does the cost compare?
On average, you expect to pay approximately £50 per month through a three-year monthly contract, for a total of £1,800.
For example, the starting price for SIM-only transactions is only £7 per month. If you were to pay this amount within three years, the total cost would be £252. Add 1,099 pounds for mobile phones, and the total cost will reach 1,351 pounds.
Even if you only use a SIM card for a transaction of £20 per month, your total cost over three years will still be cheaper at £1,819-and your data allowance will be much higher, and you will not be locked into a lengthy contract in.
This means that buying a mobile phone directly and using a SIM-only transaction is usually the cheapest option. But it depends to some extent on how much data you need and how long you are willing to participate, so be sure to make multiple comparisons to ensure safety.