Financial lessons carry more weight when they come from those who have learned the hard way—through struggle, years of hard work, and persistence. During the FWD Life Insurance Manifesters Roundtable FB Live, hosted by Edric Mendoza, multimedia journalist and entrepreneur Ces Oreña-Drilon shares inspiring wisdom that will help you build and achieve your dreams. She was joined by leaders from across FWD: Jun Marasigan, Chief Agency Officer, Michelle Lumabi, Head of Investment Operations, Alvin Jade Rivano, Senior Regional Sales Director, Edison Brian Rivera, Senior Regional Sales Executive, Evalyn Oasan, Regional Sales Executive, and Lester Lester, Financial Advisor Reyes, Catherine Joy Gomendoza and Joel Salazar.
Since she became an entrepreneur, Ces has been inspiring people to realize their dreams, which they may have put on hold because of too many excuses. But what people don’t realize is that they can already start and slowly build their dreams.
We all know that hard work is one of the most important factors in achieving your dreams, but there is so much more to the journey: personal reasons, from family to being inspired by your parents (or kids), and having the right mindset. People don’t always consider Another important factor is financial security. When you know you are financially protected, you have the courage to live out your dreams.
Here are 7 takeaways from our personal finance virtual roundtable discussion live on the FWDPH Facebook page:
1. Let the “why” and “who” of your dreams drive you, not just the “what.”
It’s not just about the “how” of success, but the “why”. why are you working so hard Most people work hard not just for themselves, but for their families to live comfortably, to fund their children’s education, to help care for aging parents, to afford a bigger house, to enjoy life and not just let it pass you by. When you feel like letting go of those dreams, remind yourself why and who all your goals are for.
2. You don’t have to dream alone. Share your goals with loved ones.
“It’s important to share your plans with your family,” Jun Marasigan said. “Next, you need to consult an expert who knows how to achieve your goals. I had my first insurance plan when I was not in the industry, and I consulted an expert because my father died when I was young So how can I prepare financially for the future.”
Joon revealed that he came from a humble background as his parents were both fishermen and farmers. His father died when Jun was only 22 years old. My mother is a housewife. I’m surprised my dad has insurance. A family man with eight children can still think of protecting his life and his wife. For me, this is love and responsibility. I am deeply inspired. “
Letting your family dream with you is one way to keep those dreams alive. “Sometimes people give up when they feel like no one has their back,” Lester Reyes added. “It’s important that in addition to believing you can do it, other people believe in you. If your dream is to build a financially secure future, consult a trusted financial professional because we’ve done it and we’ve done it Research is done and investment recommendations can be made.”
3. Learn from your mentors.
Even for Ces Drilon who has achieved so much in her broadcast career, nothing is easy. As a fledgling reporter, she had to work hard to learn how to speak on set, but she also had someone to lead by example. “You follow the people who succeeded before you. For me, it was the pioneers Tina Monzon-Palma and Cheche Lazaro.”
She added, “Success doesn’t happen overnight. You have to work hard. Tiaga. People think reporting is so fascinating, but a lot of time is spent waiting and researching.”
Her second career as an entrepreneur is no different. She continues to study how successful people before her have successfully grown their businesses and fortunes. You may not have the resources of your business idols, but you can try to emulate their habits and outlook on money.
Don’t worry about how little you know about the ins and outs of financial planning right now. Think of your financial advisor as your mentor. Experts like FWD’s financial advisors can help guide you on how to achieve your dreams faster and safer. They’re for dreamers like you who long to achieve a goal but aren’t sure how.
4. Be patient.
Realizing one’s dreams takes time, and it takes patience. If you have the opportunity to focus on your dreams right now, do it and consider yourself lucky because not everyone can.
Ces is an example. For years she had dreamed of spending more time on the farm, but while she was still working at a television station, she couldn’t. During the pandemic, she jumped at the chance to not only enjoy farming and growing plants, but actually turn it into a business. Ces invested her savings in her natural product brand, Provenciana, signed up for classes, and improved her skills. “That’s really the path to success: you have to be patient.”
As Ces experienced, realizing your dreams also requires you to be able to protect and grow what you have started.
5. Let an expert help you.
According to Michelle Lumabi, “maling akala” deters most Filipinos from investing. “One of the most common misconceptions is that they need to spend a fortune to get started. Some platforms start as low as Php5,000. Financial institutions such as insurance or asset management companies have easy payment terms.”
Michelle lists FWD Manifest as a unique investment-linked insurance plan with four bonuses: Startup Bonus, Premium Deferment Bonus, Investment Protection Bonus, and Guaranteed Milestone Growth. Every winning is credited to your main account so there is more money to grow.
6. Cultivate a positive attitude.
Anything we don’t know is scary — but it’s also an opportunity for growth and success. “Mindset is everything. Don’t be afraid,” Jun said. “I started working when I was 20 and investing when I was 23. Every time I earn a salary, I spend 70%, save 20%, and give 10% to charity. That’s how I’ve done it since. When I have more When it comes to things, I take a more sophisticated approach to investing. There really is no substitute for discipline and hard work.”
A positive mindset can help you raise your self-expectations, which can be a powerful tool. “Failure was not an option for me,” said Seth, whose children are now her business partners. “We share a common goal and we’re very disciplined. I’m happy to be led by my sons and proud of how much intelligence they have.”
7. Focus on one goal at a time.
It’s one thing to dream, it’s quite another to focus on realizing those dreams. Concentrate on pursuing your dreams and making them come true. “Pursuing too many goals at once can lead to failure,” says Alvin Jade Rivano. “Focus on one goal and give it your all. Some experts even say to become obsessed.”
Manifesters’ Roundtable is a cool show that inspires viewers and convinces them that they, too, can achieve their dreams.Talk to a FWD Life Insurance Financial Advisor about the FWD Manifest and how to make theirs personal finance. INVEST AND PROTECT YOUR FUTURE WITH LESS WORRY.
want to see Declaration round table? Click here.
