secondEven in this summer vacation, things are not going well.He should nevertheless Corona More carefree and unregulated than last year. More vaccinated people and almost no entry restrictions should make this possible. But things are different again. Portugal has become a virus mutation zone for two weeks, and all Germans rushed home to avoid isolation in Germany. Now this country has lost this status, but the number of infections is still high. Cyprus, Spain including Mallorca, Greece and the Netherlands are also at risk again. Even in the high-risk area, so the number of people there is particularly large.
Many Germans have booked holidays in these countries. Now you ask yourself a question: can you still cancel? Is there any insurance to pay for it? And those who are still planning to go on vacation want to know: what insurance should they buy for the trip?
Cancellation of insurance usually does not help
Due to the name, travel cancellation insurance seems to be the first choice. A travel cost of 1,500 Euros is 50 Euros or more, and a travel cost of 3,000 Euros is 80 Euros or more. But protection is full of loopholes. Pay only if you cannot start the trip due to unforeseen events. It is usually understood as illness or accident, and sometimes the death of a family member or sudden flood. However, if a country/region becomes a risky area and you therefore want to cancel the trip, no payment will be made. Covid disease is not always accepted as a reason for cancellation. Because some insurance companies have ruled out pandemic cases.
On the other hand, if they are included, it is still necessary to clarify with the provider whether a positive test is already considered a disease or only related to symptoms and doctor visits or hospitalizations-and whether other travelers are also allowed to pick up. Normally, traps are lurking in the fine print of insurance conditions. Cancellation insurance must also be purchased in time, usually at least 30 days before the start of the journey. Some providers also accept short-term contracts a few days in advance, but they are usually only related to additional restrictions on the travel booking itself and services. Insurance does not cover any compensation for people who cancel their travel due to fear of contracting the new crown virus.
But sometimes it can work without such a policy. Because if the number of infections in a country increases sharply, the tour group providers will often cancel the trips voluntarily. Then, vacationers can get their money back for free, or they can rebook. This also applies to the situation where the airline cancels the flight or changes the time. It is safer if you book a new cancellation package from the supplier when you book a tour. Based on the total price of the trip, they cost 40 euros, sometimes not at all in the promotion. In this case, even if you are not sick, you can cancel a few days before the trip. It is even more difficult if you do not travel as a travel bag, but arrange your trips together separately. Then he should book a hotel that can be cancelled for free a few days in advance. Fly with an airline that allows you to rebook your flight one day in advance for free. For example, Lufthansa is still offering this option. There is no refund, but holidaymakers can flexibly change the time or travel destination. However, if the cost of the new flight is higher (usually in the case of a last-minute change), you must pay the difference.
